If I received a Notice in the mail, what was the purpose of it?
If you received a Notice in the mail, it was because information indicates that you may have entered into a residential real estate transaction between June 12, 2006 and November 9, 2006 that involved the services of a Tower City Title Agency, LLC, (“Tower City”) and that you paid for or were charged a title insurance premium for title insurance issued by First American Title Insurance Co. (“FATIC”), and you may be a member of the class on whose behalf this lawsuit was filed.
What is a class action?
A class action is a lawsuit in which one or more members of a class may sue or be sued as representative parties on behalf of absent class members where: (a) the class is so numerous that it would be impracticable for all parties to be joined; (b) there are questions of law or fact common to the class; (c) the claims or defenses of the representative parties are typical of the claims or defenses of the class; and (d) the representative parties will fairly and adequately protect the interests of the absent class members.
Who is involved in this class action?
The Plaintiff’s Class representative is Denise P. Edwards (“Named Plaintiff”). Named Plaintiff has sued Defendants First American and its parent company First American Financial Corporation (together, “Defendants”).
What does it mean to be the “Named Plaintiff”?
The Named Plaintiff is the Class representative, a person identified in the Complaint as the plaintiff, who the Court has determined is legally adequate to represent the interests of the absent Class members.
Why is this lawsuit a class action?
This lawsuit is a class action because the Court has decided that it meets the requirements of Federal Rule of Civil Procedure 23, which governs class actions in the federal courts. Specifically, the Court found that there are believed to be hundreds of individuals who used the services of Tower City and who purchased or paid for, in a transaction that included a mortgage loan, title insurance policies issued by First American between June 12, 2006 and November 9, 2006; it is impracticable to join all of these individuals as plaintiffs; questions of law and fact are common to the class members; the claims of the Named Plaintiff are typical of the Class; and the Court has concluded that the Named Plaintiff is able to fairly and adequately protect the interests of the Class.